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RATES / FEEs
Effective as of July 20, 2010
Savings
|
| Account |
Minimum Deposit |
Tiers |
Rate |
APY |
| Statement Savings |
$100.00 |
N/A |
.50 |
.50 |
Checking1
|
| Account |
Minimum Deposit |
Tiers |
Rate |
APY |
| Consumer NOW |
$1,000.00 |
N/A |
0.15% |
0.15% |
| Consumer SUPER NOW |
$2,500.00 |
N/A |
0.15% |
0.15% |
| Business NOW Checking |
$1,500.00 |
N/A |
0.15% |
0.15% |
| Business SUPER NOW |
$2,500.00 |
N/A |
0.15% |
0.15% |
| Consumer Money Market |
$2,500.00 |
N/A |
0.25% |
0.25% |
| Premium Money Market |
$5,000 |
$ .00-$ 2,499.99 |
0.25% |
0.25% |
| Premium Money Market |
$5,000 |
$ 2,500.00-$24,999.99 |
0.25% |
0.25% |
| Premium Money Market |
$5,000 |
$25,000.00-$99,999.99 |
0.25% |
0.25% |
| Premium Money Market |
$5,000 |
$100,000.00 and above |
0.50% |
0.50% |
| Business Money Market |
$5,000.00 |
N/A |
.0.25% |
0.25% |
| 1Certain restrictions apply to businesses qualifying for Now and Super Now Accounts. Please inquire. |
Effective as of July 20, 2010
Certificates of Deposit2, 3
|
| Term |
Minimum Deposit |
Rate |
APY |
| 91 Day CD |
$5,000 |
0.25% |
0.25% |
| 182 Day CD |
$2,500 |
0.75% |
0.75% |
| 7 Month Special |
$10,000 |
0.80% |
0.80% |
| 10 Month Special |
$10,000 |
0.80% |
0.80% |
| 12 Month CD |
$1,000 |
1.00% |
1.00% |
| 18 Month CD |
$1,000 |
1.25% |
1.26% |
| 30 Month CD |
$1,000 |
1.38% |
1.39% |
| 36 Month CD |
$1,000 |
1.38% |
1.39% |
| 48 Month CD |
$1,000 |
2.00% |
2.02% |
| 2Individual Retirement Accounts: Same maturities, interest rates and percentage yields as Certificates of Deposit. |
| 3Substantial penalty may be imposed for early withdrawal. |

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