Rates effective as of July 27, 2023
| ACCOUNT | MINIMUM BALANCE TO OPEN ACCOUNT | TIERS | RATE | *APY |
|---|---|---|---|---|
| SAVINGS | ||||
| Secure Savings | $200 | N/A | 0.15% | 0.15% |
| CHECKING | ||||
| Secure Plus Checking | $50 | N/A | 0.75% | 0.75% |
| Secure Senior Checking | $50 | N/A | 0.75% | 0.75% |
| Premium Money Market | $5000 | $.00-$ 2499.99 | 0.75% | 0.75% |
| Premium Money Market | $5000 | $2500-$24999.99 | 0.75% | 0.75% |
| Premium Money Market | $5000 | $25000-$99999.99 | 1.00% | 1.00% |
| Premium Money Market | $5000 | $100000 and above | 1.00% | 1.00% |
| Business Money Market | $5000 | N/A | 0.10% | 0.10% |
For all accounts, there is no minimum balance required to earn stated APY*.
| TERM | MINIMUM BALANCE TO OPEN ACCOUNT | RATE | *APY |
|---|---|---|---|
| 90 Day CD | $5000 | 1.75% | 1.76% |
| 182 Day CD | $2500 | 2.00% | 2.02% |
| 12 Month CD | $1000 | 2.25% | 2.27% |
| 13 Month CD | $1000 | 5.00% | 5.12% |
| 18 Month CD | $1000 | 2.25% | 2.27% |
| 24 Month CD | $1000 | 2.25% | 2.27% |
| 30 Month CD | $1000 | 1.25% | 1.26% |
| 36 Month CD | $1000 | 1.35% | 1.36% |
| 48 Month CD | $1000 | 1.50% | 1.51% |
| 60 Month CD | $1000 | 1.75% | 1.76% |
Individual retirement accounts: Same maturities, interest rates, and percentage yields as Certificates of Deposits.
A substantial penalty may be imposed for early withdrawal. A withdrawal of interest or fees will reduce earnings.
*Annual Percentage Yield
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